Looking for a first home buyer loan? We can help.
Buying your first home is an exciting time and one of life’s big milestones! Smooth Home Loans has flexible solutions to get you in your own home sooner and help your budget go further. Make sure you check out your eligibility for the First Home Owner Grant and the First Home Loan Deposit Scheme to help you with your deposit.
Even if you don’t have the full deposit expected by the big banks, but you can service the loan you need, then talk to us. We aim for the home loan approval process to take just 4 days, and we come to you! We can also provide you with a loan pre-approval certificate so you can buy with confidence.
Our First Home Buyers loan offers:
- Tailored solutions for first-time homebuyers.
- Assistance with First Home Owner Grant and First Home Loan Deposit Scheme eligibility.
- Support for deposit requirements.
- Swift home loan approval within 4 days.
- Doorstep service convenience.
- Pre-approval certificate for confident purchasing.

Expert First Home Buyer Loan - Smooth Home Loans
Smooth Home Loans recognises the challenges faced by First Home Buyers. We recommend engaging with our brokers to navigate through various financing options and lender requirements.
Applying is easy! Click the ‘apply’ button to fill out your application online with basic details. Alternatively, chat with our friendly lending specialists at 1300 466 300, and we can assist in completing your application hassle-free.
We aim to provide loan approvals within 2-3 days, pending individual circumstances and the submission of correct documentation. However, approval times vary based on each applicant’s unique situation. To expedite the process, we recommend having all necessary documentation ready at the application stage.
The First Home Owner Grant (FHOG) is a benefit available to first-time homebuyers in Australia, introduced by the government to assist in purchasing their first home. The eligibility criteria and grant offers vary across different states and territories. For detailed information about FHOG specific to your state, we recommend visiting the relevant website:
Our goal is to approve first home loan applications within just 4 days, subject to individual circumstances and submission of the necessary documentation. For a smoother process, ensure to have all required documents ready at the application stage.
Why choose Smooth Home Loans?
Australian based
Seek support from our friendly Australian-based lending specialists.
Flexible options
Exploring offset savings or extra repayments? Our diverse loan features fit your needs.
Low interest rates
As an online lender with lower overheads, we pass on savings to you, our customers.