Are you a: • Financial adviser • Accountant • Estate planning lawyer • Aged care adviser • Other profession supporting clients with debt decisions Many of your clients hold home loans. The recent 0.25% increase to a cash rate of…
Most clients judge their home loan by one number – 𝑻𝒉𝒆 𝒊𝒏𝒕𝒆𝒓𝒆𝒔𝒕 𝒓𝒂𝒕𝒆. That focus is understandable, but it often hides the real risk. The bigger issue is how the loan is structured and how it will behave over time.…
Australians are holding more money in superannuation than ever before. According to the latest research from the Association of Superannuation Funds of Australia, average superannuation account balances reached a record high of $172,834 as of June 2023. For many Australians, this milestone…
Many Australian borrowers were hoping the interest-rate rollercoaster was finally slowing down. But after a surprise jump in inflation, economists and Australia’s biggest banks are now warning that the Reserve Bank of Australia (RBA) may be forced to raise interest rates…
Property investing is not just for high earners or executives. Many investors are people you deal with every day. Owning a home has long been the Australian goal.For a growing number of households, owning an investment property is the next…
What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some…
Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare. Talk about…
🔎 What’s Going On: Inflation, the RBA and Why Interest Rates Are Back in Focus The Reserve Bank has been clear in recent statements: we may not see an extended run of rate cuts. Borrowers did get some short-term relief,…
If you’re buying a home, refinancing, or investing in property, working with the right mortgage broker Sydney professional can make all the difference. At Smooth Home Loans, we specialise in personalised lending solutions that align with your financial goals, lifestyle, and…
2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing…